Solution Performance Over Promises
Contains Proven Personal Results for USSR Demise (1984 - 1989), Welfare Reform (April 1995), Also Medicare/ Medicaid/Healthcare (In works April 9, 2001 - Present), Elderly Rights to life and tax saving/Terri Schiavo (August 27,2004), Social Security, Tort Reform, Sexual Predators (May 23, 2005), Illegal Imigrants (April 7, 2006), Suicide Bombers (April 22, 2007), Greenhouse Gases, Population, Education, Ethanol Hoax, Religion Compatibilities (January 4, 2008)
Social Security, Tort Reform, Sexual Predators.
These Solutions were sent to all governors, The President, and Congress.
Click lower left picture to start. Double click lower left picture to stop.
On May 28, 2005, I sent Congress, The President, the state Governors, and others my
"Practical Solutions for Social Security, Sexual Predators, and Tort Reform". My
Social Security solution is being considered. It involves extending the tax to investments.
The first I heard on the news that they are considering it was after I sent in this solution.
My Sexual Predator Solution involves saving children’s lives by requiring GPS tracking
ankle bracelets on all paroled predators with strong, aircraft cable embedded. This would
replace ankle bracelets that broadcast to an in-home receiver and dials out if the predator
is not within 300 feet of the receiver. The predator can cut the old ankle bracelets off. If
he tries that on the new ankle bracelets the signal will go out with his position so that the
predator can be immediately picked up before he has gotten it removed. That would
mean back to jail for 10 more years followed by 10 years probation with again wearing
the ankle bracelet. After that another offense would be life in prison. If the predator gets
within 7 feet of a child’s wrist worn receiver, the same immediate response and jail time
would result. The child would also be warned through his/her receiver if the predator is
within 300 feet. Schools and school buses would also have receivers so predators would
be prevented from harming children. I understand that several states and cities are
adapting my solution including Alabama, Los Angeles, New Jersey, and Massachusetts.
The rest should follow.
I recognized some of my tort reform solution wording in President Bush’s January 2006
State of the Union Address when he announced that eliminating junk lawsuits would be a
top priority. That was the thrust of my solution. Hopefully he will follow through;
although his January 2007 State of the Union Address only talked about eliminating junk
lawsuits against the medical profession. This May 2005 triple solution letter went out to
all U.S. Senators, an equal number of U.S. Representatives, the President, all state
governors, the three major AMA offices, and a few others.
After the first 5 solutions, I stopped including accolade letters because of the time it takes for you to bring them up.
Franklin R. Lacy
May 23, 2005
President George Bush
The White House
Washington, D. C. 21500
Subject: Practical Solutions for Social Security, Sexual Predators, and Tort Reform
Dear President Bush:
You might remember me in earlier communications for (1) my solutions for paperless
Medicare/Medicaid; (2) my solutions in 1995 toward the Welfare system we have today
including making VISA-type sample cards and my proposal to use them to replace the food
stamps of that period; (3) a copy of my letter of gratitude received from the prime minister’s
office of the Czech republic, which was in appreciation for my efforts in 1984 to convince the
Soviets to change their system.
Practical Social Security Solution
Problem: Social Security has only been applied against EARNED income. This is a huge
loophole that allows people to structure all their income as investment income with accelerated
depreciation schedules. As a result people can opt. to pay no social security and minimize their
income taxes. For example, someone can take out a mortgage for an apartment building, live in
it, and manage it. That person pays him/herself no salary and pays no social security. That
person also usually takes accelerated depreciation. This type of approach for business and
rentals and other investments happens way more often than you might think. In addition, I have
seen condominium owners in Hawaii rent them out with full deductions and live in them under
the excuse of remodeling. They are in their condos way more than the two weeks each year
allowed by the IRS. They receive investment income in lieu of a salary. They pay no social
security on their income.
Solution: Have an Alternate Minimum Social Security Tax. This would apply the social
security tax to investment and other non-earned income after taking back depreciation
acceleration. Every taxpayer BELOW RETIREMENT AGE will have his taxable income
examined as a starting point. The difference between accelerated depreciation and straight line
depreciation will be added back in for this calculation. Then double the standard social security
tax rate and multiply it by the resultant adjusted income calculation (self employment social
security includes employee’s plus employer’s contributions). Use the maximum annual social
security contribution amount if it is smaller than this calculation. Then subtract the amount of
social security paid on schedule SE for the year. The difference would be the Alternate
Minimum Social Security additional tax due. This should be a huge amount from all taxpayers
combined. It will prevent tax cheats at least as far as social security is concerned. You could
well get so much money that there will be room for President Bush’s partial social security
savings plan much like you have for members of government. You might
also have enough excess funds to drop charging income tax on social security funds received by
retired people. I figured out what I paid into social security and adjusted the funds by the
inflation rate each year. The result was a calculation that figured a zero loss/gain amount in
today’s dollars. There is absolutely no way I can live long enough to get it back. My social
security payments are a modest $653 per month before Medicare is deducted. Yet you collect
income tax on almost $7,000 of it. On top of this, you (through the IRS) won’t allow me to take
standard head count deductions, and you exclude a lot of my schedule ‘A’ legitimate deductions.
Then you also calculate an Alternate Minimum Tax that I must pay. I would call this paying
more than my fair share. Before I retired, my wife and I worked up to 16 hours a day, 7 days a
week trying hard to scratch out a nest egg for retirement. My money is now conservatively
invested in bank stock where my average return is 2 ½%. This is about the inflation rate, yet you
collect income tax on it. I am supposed to live on what’s left. Sure I could have invested in dot
com companies or Enron or Ford Motor Company bonds for a higher return, but I am too old to
risk losing everything and starting over. I could have bought tax free bonds. But as the interest
rate falls, they pay off these bonds by offering people new bonds at a lower interest rate. Then as
the interest rate goes up, people who bought bonds at the low interest rate are locked in even
though the inflation rate is much higher. After retirement, dividend and interest income should
not be taxed because the investments for this age group tend to be very conservative with safety
of principle the paramount concern. Otherwise without your knowing how long each individual
retired person will live, you could well be accelerating the running out of money thereby
encouraging the grim reaper to make an early call. Please don’t take away the inflationary
adjustments to my savings of a lifetime of very hard work by taxing inflation. 68% of every
income tax dollar goes to "take from Peter to pay Paul" programs. Add to that the results of state
and other federal taxes that does the same thing in addition to charitable giving and you have a
substantial amount. How much is enough? Are you taking from me in order to provide more
than bare subsistence for people who immediately spent every last dollar they earned throughout
their life to overreach their standard of living? Am I paying too much for those not exerting
themselves sufficiently in life to save enough for their retirement years? Instead, schools should
teach civic and financial responsibility during people’s informative years. In our earlier years,
my wife and I bought used cars and used furniture and had one child by choice in order to
provide for our golden years. Now that we are retired, please don’t take our culmination of a
lifetime of sacrifices away from us just because you can.
Practical Sexual Predator Solutions
I came up with this 6 months ago; however, I had major surgery, and the recovery went badly.
To my sorrow, due to the heavy medication, I put off writing about this solution until now. I am
elated to hear that you are already implementing part of what I would propose; however more
lives can be saved by what I am about to suggest.
Problem: Sexual predators are ultimately released from prison and then they commit their
crimes on other innocent children before they can be apprehended and sent back to prison. We
have a reactionary form of justice. First the perpetrator has to commit the crime. Then he/she is
apprehended, tried, and sent back to prison. Unfortunately innocent children are raped, tortured,
and/or killed to make this all happen. No court will punish anyone for a crime that statistically
someone is prone to commit.
Solution: Your having the GPS required on paroled sexual predators’ ankle bracelets is a start.
Possibly you won’t be able to require it for life, which would be ideal, but a five year parole
period is certainly reasonable. Chances are slim that a predator will not try to recommit his/her
crime in that 5-year period. Now for the supplement to this solution. Have the ankle bracelet
contain a recording memory chip readable by the parole officer on regular required visits. Have
wrist watch size sender/receivers available for schools, available for school buses, available for
amusement parks, etc., and available for parent(s) and/or grandparent(s) to buy as protective gifts
for their offspring. For the child’s wrist watch signal generator/receiver, the wrist device would
buzz an alarm warning if a sexual predator with an ankle band is within 50 feet. Adults can also
get a receiver that will buzz a warning if a sexual predator is within 300 feet. This will allow
parents to scope out the route to school and the route for taking walks to find out if a sexual
predator lives in the neighborhood. The school and school bus receivers would have the same
300 foot range for the warning alarm. In this way, children about to exit a school bus will be
stopped by the driver in case of an alarm. The child’s wrist sender/receiver will cause a position
recording on the predator’s ankle bracelet’s memory and GPS tracking if the predator gets within
7 feet of the child’s wrist sender/receiver (7 feet is required because the ankle bracelet must
record if a child is in range even though the child’s wrist may be held high). If the sexual
predator removes his ankle bracelet and/or it records the predator being within 7 feet of a child,
the predator goes back to jail. The child’s identity number is also recorded, which would
simplify proof in court. In this case, five years would be added to the predator’s term and five
years would be added to the predator’s parole after serving the imprisonment. The third offense
would put the predator in prison forever as being an incorrigible repeat offender. I learned from
a police sanctioned gun training course that it only takes 2 seconds for a knife wielding attacker
to cross 20 feet and stab someone. A 50 foot alarm distance for the child is the least distance that
can be allowed before a warning alarm. Possibly for simplicity this range should be extended to
300 feet, also. The wrist sender/receiver can be made attractive with overlapping hearts and a
"Grandma loves Misty" type of personalization for younger kids. Older kids can have it
disguised as only a wrist watch. If attractively done, it could become a school status symbol. It
does not in any way deprive sexual predators of their rights unless they are violating the terms of
their parole. Aircraft cable should be imbedded in the ankle band to slow down the removal long
enough to have the dumber predators to be immediately apprehended by a positional alarm. You
might want a modified version of this solution for people out of prison for doing other crimes.
There seems to be quite a recidivism rate for other criminals coming out of prison on parole. It
would be helpful for home owners to have a receiver warning them of a paroled criminal in their
vicinity. I have been in computers since 1960, in the days of the vacuum tube computers. Trust
me. It will work. I know I can patent my ideas and make money on them, but I would rather
give them out to keep the family costs as low as possible. If you use some of my ideas, please let
me know. That would be payment enough. If you like my ideas, please tell your staff to let my
future letters come to your attention. I am just giving back.
Practical Tort Reform
You, who are lawyers, are truly outstanding people to even consider this. I understand that you
are affecting a legal community where you might well have close attachments and expectations
of rejoining after a number of years in public service.
Problem: There is a need to prevent the weakest of us from being poorly treated; however there
is also a need for the majority of us to expect reasonably priced health care and product
purchases. The amount that the legal profession has affected increased prices for their awards
and fees are included in health insurance and products purchased. The two needs seem to be at
cross purposes. In a capitalist society, we are mainly driven by efforts and products charged for
at a price that will cover all our costs and a fair return for our time and money. With the advent
of computers all industries have experienced cost savings from the removal of really tedious,
repetitive jobs. Any service profession that is mainly governed by paperwork is particularly
advantaged by the computer and the internet. Such is true with the legal profession. Through
word processing on computers, boiler plate forms such as wills and other documents can be
stored with the automatic filling in of key words and phrases. This permits a lot less time spent
on items that are unique to any particular case. This is not meant to minimize the real effort that
goes into each case, but it does significantly cut down on the time involved relative to the huge
rewards received. Lawyers often have the best offices in the best buildings with the best art
work and the best corporate jet planes. They form partnerships that limit their liability while
hoping to take advantage of the liability of others. They are authors of "LLP", Limited Liability
Partnerships. In addition to their medical malpractice lucrative business, they also seriously
affect start up companies by preventing them from taking hold when they dry up their seed
money through frivolous lawsuits. This is the absolute truth about my legal experience in 1989.
Over the course of 11 years I wrote and developed a property management computer software
system that worked very well and handled the accounting of hundreds of projects
simultaneously. It kept the hundreds of projects separate in the computer, but it allowed the
property management business to operate on these business projects simultaneously as if they
were one. Against my advice a new customer hired only one part time worker who received the
training to put into the computer the initial starting information for 163 projects (separate
accounting centers). When this part time, over worked employee was behind because of her
limited hours, the owner required her to go back and input the 6 prior months and rerun each
report for that period. The owner took me to court claiming my property management software
system was defective. It wasn’t defective, and I won in court. It cost me $85,000 in 1989 dollars
to fight the case. Opposing counsel was part of Bill Gates’ father’s law firm and took it on
contingency under the professed supposition that all software has problems. He was wrong.
Mine didn’t, and we proved it. My lawyer did not know much about computers, so I had to
carry much of the evidence part of the case. I was awarded Statutory Legal Fees of $650 in
Washington State to reimburse me for my $85,000 spent. Then the other side appealed, and they
said they would go ahead with their appeal unless I paid them $20,000. My lawyer wanted me to
pay it, but I refused. After much persuasion, I finally agreed to pay $10,000, which I considered
legalized blackmail. I was out $95,000 of my seed money and as a result of this frivolous legal
action, I was forced to go out of business. Who would want to operate in a climate where I work
night and day to develop an excellent property management software system only to have the
lawyers take it away from me by driving me out of business through non-reimbursable legal
costs? Apple Computers was started in someone’s garage. It probably would not be in existence
today if a lawsuit gobbled up its seed money. In a real way the legal system as we know it is
preventing entrepreneurs from developing new ideas, growing a business, and hiring people.
That has to change if our economy is to grow. Otherwise, out sourcing will continue to affect
our employment without enough new ideas driving our economy. In addition, lawyers are not as
great a problem in India. This makes out sourcing that much more attractive.
Solution: Appoint a neutral non-lawyer commission to provide those in Congress with arms
length independent recommendations for Tort Reform much like the Base Closing commission.
Those who sue should be held liable for the prevailing party’s attorney fees and costs. If a
lawyer takes a case on contingency, sues someone or some company, and he loses the case, that
lawyer and his closely knit partnership should be held responsible for the percentage of his
contingency involvement applied against the prevailing party’s total attorney fees and costs and
counter claims. If a lawyer buys into a lawsuit-for-awards case, he must also assume the other
sides expenses and counter claims in the event of a loss at the same percentage as his buy in.
The defendants didn’t ask to be sued. Why should they be the victims and have to incur any
losses in the event of Plaintiff’s withdrawal or loss of the case? The remainder of fees and costs
would be the responsibility of the losing named Plaintiff. This should weed out frivolous
lawsuits and set ups for legalized blackmail, which tend to drive up everybody’s costs.
Very truly yours,
My ideas and former Wisconsin Governor Tommy Thompson’s ideas evolved into the Welfare
reforms of today.
Solving social problems is much like solving physical problems. I list all the
parameters (considerations) and weight them in importance of impact on the
problem. Then I come up with the best overall solution. It is easy for me.
I have been asked why I don't run for President. The answer is I don't have 100 million
dollars. I have been married to my darling wife for 47 years, and we have one child
(born in the back seat of our car) and one grand child. My age is 69 years, but my
Mom and Dad lived for 89 and 91 years, respectively. I have a proven record of
bringing solutions together and convincing sufficient numbers to support them. I am
tenacious and tireless in this effort. After working up to 17 hours a day, 7 days a
week, I have enough funds to live on the rest of my life from age 50. At that point I
semi-retired, and I have been giving of myself by solving social problems.
My thoughts are to form a non-profit corporation so any money spent or collected
toward the support of social solutions will be tax deductible. The money would be
very efficiently utilized to support a candidate that will be best suited to solving this
country's problems in the future whether it is Rudy Giuliani, John Edwards, Hillary
Clinton, John McCain, Barack Obama, Mitt Romney, or someone else.
Where are the solutions these career politicians have contributed while
in office? Promises alone are empty. Is it just one or two leadership accomplishments
over the past 20 years or is it on-going? The Presidency isn't for people who have
a lot of experience doing very little. I am not in office and have verifiably solved quite
a few national and international problems and gotten both parties to implement them.
Isn't that what true leadership of our government is all about?